Do you have a health savings account (HSA)? If you’re covered by a high-deductible health plan (HDHP) or Bronze or Catastrophic plan available on state and federal insurance exchanges, you can pair it with an HSA. HSAs are funded with pretax or tax-deductible contributions, and withdrawals to pay for qualified out-of-pocket medical expenses are tax-free. This includes deductibles. In 2026, you can contribute up to $4,400 to an HSA for yourself ($8,750 to a family account). HSA funds can be invested. Any earnings won’t be taxed until they’re withdrawn — and only if they’re not used for medical expenses. Contact us for more information on tax-advantaged ways to save for health care.
